Apni Zameen Apna Ghar scheme brings a golden opportunity for you. Launched under the leadership of Punjab Chief Minister Maryam Nawaz Sharif this groundbreaking initiative offers free 3-Marla residential plots to deserving, landless families across 19 districts of Punjab.
What makes this program unique is its fairness and transparency. There’s no need for recommendations or bribes—plots will be allotted through a computerized draw to ensure that only eligible applicants benefit.
This scheme is just about giving away land—it’s about restoring dignity and offering a permanent shelter to those in need. If you are a permanent resident of Punjab, don’t own any property in your name or that of your immediate family, and have no outstanding loans or defaults, then you are eligible to apply.
The application process is completely online through the official portal: azag.punjab.gov.pk. Applicants are required to upload their CNIC, income proof, Family Registration Certificate (FRC), and a few other documents to complete their submission.
All applications will be verified, and successful applicants will be selected via a computerized system. Those who are allotted plots must begin construction within six months of allocation.
Don’t miss this chance to secure a safe, permanent, and respectable home for your family. Apply today and take the first step toward homeownership.
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What is the Apni Zameen Apna Ghar Scheme?
The Apni Zameen Apna Ghar initiative is a welfare housing program by the Punjab Housing and Town Planning Agency (PHATA), working under the Housing, Urban Development, and Public Health Engineering Department (HUD&PHED). Its goal is simple yet impactful: to provide free residential plots to underprivileged families with no land of their own.
Under this scheme, 3-Marla plots are being distributed in 19 districts, making it one of the largest public housing efforts in Punjab’s history.
Eligibility Criteria for Apni Zameen Apna Ghar
To ensure fairness, the Punjab Government has laid out clear eligibility conditions:
✅ Must be a permanent resident of Punjab
✅ Should not own any property (in your name your spouses or children’s)
✅ Must apply from your home district, as shown on your CNIC
✅ Should have a clean criminal record
✅ Must not be a defaulter of any bank or financial institution
✅ Must submit truthful and accurate information
All data will be cross-checked through NADRA, land records, and financial institutions to ensure complete transparency and authenticity.
Required Documents For Apni Chhat Apna Ghar Scheme
Before starting your application, make sure you have scanned copies of the following:
- Picture
- CNIC Front
- CNIC Back
- Spouse CNIC Front
- Spouse CNIC Back
- Domicel
- Proof of Income
- Other Supporting Documents
District Quota Information
| Serial | District | 3 Marla Plots Scheme Names | No. of Plots |
|---|---|---|---|
| 01 | Jhelum | ADS-IV & ADS-I | 727 & 3 |
| 02 | Kasur | ADS Pattoki | 388 |
| 03 | Faisalabad | ADS Mamukanjan | 257 |
| 04 | Lodhran | ADS Lodhran | 218 |
| 05 | Okara | ADS Renal Khurd II & ADS Okara | 128 & 2 |
| 06 | Layyah | 03-Marla Housing Scheme (Extension) | 55 |
| 07 | Bhakkar | 03-Marla Housing Scheme & ADS-II-Bhakkar | 36 & 16 |
| 08 | Sahiwal | 03-Marla Housing Scheme | 33 |
| 09 | Sargodha | 3-M Sillan Wali | 25 |
| 10 | Khushab | 03-Marla Housing Scheme Jauharabad | 24 |
| 11 | Bahawalnagar | ADS Bahawalnagar | 20 |
| 12 | Mandi Baha-Ud-Din | ADS-Mandi Baha-Ud-Din | 17 |
| 13 | Rajanpur | ADS Rajanpur | 15 |
| 14 | Attock | ADS Hazro | 11 |
| 15 | Gujrat | 03-Marla H.S. | 8 |
| 16 | Bahawalpur | ADS-I (Extension) & ADS-I (Existing) | 6 & 1 |
| 17 | Vehari | 03-Marla Vehari | 4 |
| 18 | Jhang | ADS Jhang | 4 |
| 19 | Chiniot | ADS Chiniot | 2 |
| Total | 2000 | ||
Eligibility Criteria
| Eligibility Criteria | اہلیت کا معیار |
|---|---|
| 01. Applicant must be a permanent resident of Punjab as per valid CNIC. | شناختی کارڈ کے مطابق ، درخواست گزار کا پنجاب کا مستقل رہائشی ہونا لازمی ہے۔ |
| 02. Applications are only allowed for schemes within the applicant’s district. | درخواستیں صرف درخواست گزار کے ضلع میں موجود سکیموں کے لیے ہی قابل قبول ہیں۔ |
| 03. The applicant, their spouse, or dependent children must not own any plot or house anywhere in Pakistan. | درخواست گزار، ان کے شریک حیات یا زیر کفالت بچوں کے نام پاکستان میں کہیں بھی کوئی پلاٹ یا مکان نہیں ہونا چاہیے۔ |
| 04. Applicant has clean criminal record. | درخواست گزار کا مجرمانہ ریکارڈ صاف ہو۔ |
| 05. The applicant must not be a defaulter of any bank or financial institution. | درخواست گزار کسی بھی بینک یا مالیاتی ادارے کا نادہندہ نا ہو۔ |
| 06. Applicants should ensure the accuracy of provided information, as false declarations may lead to disqualification. | درخواست گزار فراہم کردہ معلومات کی درستگی یقینی بنائے، غلط بیانات نااہلی کا سبب بن سکتے ہیں۔ |
| TORs for Allotment of plots | پلاٹوں کی الاٹمنٹ کے ٹی او آرز |
|---|---|
| 01. The successful applicant must commence house construction in accordance with prevailing building by-laws within six months from the date of possession of the plot. Construction must be completed within two years from the date of possession. | کامیاب درخواست دہندہ کو پلاٹ کی ملکیت کی تاریخ سے چھ ماہ کے اندر مروجہ بلڈنگ بائی لاز کے مطابق گھر کی تعمیر شروع کرنی ہوگی۔ قبضے کی تاریخ سے دو سال کے اندر تعمیر مکمل ہونی چاہیے۔ |
| 02. The allotted plot cannot be sold, transferred, or leased for a minimum period of five years from the date of allotment. Any transfer of ownership within this period shall result in automatic cancellation of the allotment. | الاٹ شدہ پلاٹ کو الاٹمنٹ کی تاریخ سے کم از کم پانچ سال کی مدت کے لیے فروخت، منتقل یا لیز پر نہیں دیا جا سکتا۔ اس مدت کے اندر ملکیت کی کسی بھی منتقلی کے نتیجے میں الاٹمنٹ خودکار طور پر منسوخ ہو جائے گی۔ |
| 03. Failure to comply with construction timelines or building regulations will result in cancellation of the allotment after issuance of a one-month written notice. | تعمیراتی ٹائم لائنز یا عمارت کے ضوابط کی تعمیل میں ناکامی کے نتیجے میں ایک ماہ کے تحریری نوٹس کے اجراء کے بعد الاٹمنٹ منسوخ کر دی جائے گی۔ |
| 04. In cases of cancellation due to non-compliance or false information, possession of the plot shall be resumed by the Punjab Housing and Town Planning Agency (PHATA) without any compensation. | عدم تعمیل یا غلط معلومات کی وجہ سے منسوخی کی صورت میں، پنجاب ہاؤسنگ اینڈ ٹاؤن پلاننگ ایجنسی (PHATA) کے ذریعے پلاٹ کا قبضہ بغیر کسی معاوضے کے دوبارہ شروع کیا جائے گا۔ |
| 05. The allotted plot must only be used for residential purposes. | الاٹ شدہ پلاٹ صرف رہائشی مقاصد کے لیے استعمال ہونا چاہیے۔ |
| 06. Commercial activities or unauthorized constructions on the plot are strictly prohibited. | پلاٹ پر تجارتی سرگرمیاں یا غیر مجاز تعمیرات سختی سے ممنوع ہیں۔ |
| 07. In case of any disputes, the matter will be referred to the Designated Grievance Redressal Committee (GRC) of PHATA for resolution. | کسی بھی تنازعہ کی صورت میں، معاملے کو حل کے لیے PHATA کی نامزد شکایتی ازالہ کمیٹی (GRC) کو بھیجا جائے گا۔ |
| 08. PHATA reserves the right to conduct inspections at any stage of construction to ensure compliance with the TORs. Any violation of these TORs will lead to legal action under relevant laws and regulations. | PHATA ٹی او آرز کی تعمیل کو یقینی بنانے کے لیے تعمیر کے کسی بھی مرحلے پر معائنہ کرنے کا حق محفوظ رکھتا ہے۔ ان ٹی او آرز کی کسی بھی خلاف ورزی پر متعلقہ قوانین اور ضوابط کے تحت قانونی کارروائی کی جائے گی۔ |
How Will the Plots Be Allotted?
The plot allotment process under the Apni Zameen Apna Ghar scheme is fully computerized and designed to be transparent and corruption-free. Once all submitted applications are reviewed and verified, a digital balloting system will be used to randomly select the beneficiaries.
Selection will be based on the following criteria:
- District Quota: Plots are distributed according to quotas set for each district.
- Complete and Accurate Documentation: Only applicants who provide correct and complete documents will be considered.
- Verified Information: All submitted data will be cross-checked with official records from NADRA and land authorities to confirm eligibility.
This system ensures that every eligible applicant has a fair and equal chance of being selected.
How to Apply – AZAG Program:
- Visit the Portal – Go to the official AZAG application portal.
- Register/Login – Create a new account or log in if already registered.
- Fill Application Form – Provide personal details, income information, and required documents.
- Upload Documents – Attach scanned copies of necessary documents.
- Review & Submit – Check all details for accuracy and submit the application.
- Track Status – Use the portal to monitor application progress and updates.
For assistance, refer to the help section or contact support.
What Happens After You’re Allotted a Plot?
If you’re selected—congratulations! But the journey doesn’t end there. There are some important rules and responsibilities you must follow after receiving your plot:
- 🏗️ Begin construction within 6 months of the allotment.
- 🏠 Complete your house within 2 years to retain ownership.
- 🚫 You cannot sell or transfer the plot for at least 5 years.
- 🏡 The plot must only be used for residential purposes—no commercial use is allowed.
Following these rules is essential to keep your allotment valid and avoid legal action.
Need Help with the Application or Have Questions?
Don’t worry—support is available if you run into any issues during the application process or have questions about your eligibility:
📞 Call the official helpline: 0800-09100, 042-99213419, 042-99213428
🏢 Visit your nearest PHATA (Punjab Housing and Town Planning Agency) office
Frequently Asked Questions (FAQs)
Q1: Who can apply for the Apni Zameen Apna Ghar scheme?
Any permanent resident of Punjab who doesn’t own any land or property and meets the other eligibility conditions can apply.
Q2: What is the deadline to apply?
No official last date has been announced yet, but it’s recommended to apply as soon as possible to avoid missing out.
Q3: Can residents of other provinces apply?
No. Only those who are permanent residents of Punjab with a valid CNIC address in one of the selected districts are eligible.
Q4: I live on rented land, but my spouse owns property. Can I apply?
Unfortunately, no. If your spouse or children own any property, you do not qualify for this scheme.
Final Thoughts
Apni Zameen Apna Ghar is more than a housing initiative—it’s a promise of stability, dignity, and a better future for deserving families. If you or someone you know meets the eligibility criteria, don’t miss out on this life-changing opportunity.
✅ Apply today
✅ Stay updated
✅ Take the first step toward building your own home
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