Faysal Home Finance Interest Free Loan in Pakistan
Product Features & Benefits
Faysal Islamic Home Finance is offering four product variants:
Home Purchase:
Home Builder/ Plot:
Home Renovation:
Home Re-finance:
Quick processing with minimum documentation
Minimum Limit PKR 500,000/- and Maximum 100 Million Tenure from 1 to 20 years (For Home Renovation minimum 2 and maximum is 15 Years)
Flexibility to make Partial Pre-payments
Property Takaful coverage
Accidental death Takaful coverage
Property rental Income can be considered as primary income or additional to the basic income
Income clubbing option with close relative
Non- resident Pakistanis (NRPs) are also eligible to apply for home finance facility. Documents required
Eligibility Criteria
Citizenship: Pakistani
Cities: Karachi, Lahore, Islamabad, Rawalpindi
Income:Salaried – Rs 100,000 for Approved Companies and Rs 150,000 for Unapproved Companies
SEB/SEP – Rs 200,000
NRP – 4,000 USD
Age Limit:
Salaried – Min 21 Years and Max 60 Years at the time maturity
SEB/SEP – Min 21 Year and Max 65 Years at the time of maturity
NRP – Min 21 years and Max 60 Years at the time maturity
Employment Tenure:
Salaried – No employment tenure for Approved Companies
2 Years employment tenure for Unapproved Companies
SEB/SEP – 2 Years business proof through (Bank certificate / NTN certificate / Partnership Deed / Certificate of Incorporation / Form A / Form 29, etc.)
NRP – Minimum 2 years continues job
Contact Details:
For Karachi:
Shoaib Siddiqui – Regional Sales Manager
Contact number and Email Address: 0300 8297226 and ShoaibSiddiqui@faysalbank.com
For Lahore:
Syed Mazhar Arslan – Area Sales Manager
Contact number and Email Address: 0321 9449778 and syedmazhararslan@faysalbank.com
For Islamabad:
Sohail Akram – Regional Sales Manager
Contact number and Email Address: 0333 5562444 and sohailakram@faysalbank.com
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