Naya Pakistan Housing Scheme Registration 2022 – Naya Pakistan House Loan Scheme

Prime Minister’s Vision
To deliver housing units with allied amenities to all citizens, especially focusing on the financially underserved and middle-income communities, as a measure of comprehensive socio-economic uplift. Thereby, reviving industrial growth and creating employment opportunities in the country

        

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How it works
Eligible citizens will have to register through web portal in three simple steps
and submit the application for further processing

• Account creation will be required for registration in NPHP phase-III.
• Sign in your account and fill up the required details.
• Case will be forwarded to NAPHDA for further processing.

Launch of NPHP PHASE-III
NAPHDA is pleased to announce the launch of phase-III after successful completion of NPHP Phase-I and Phase-II.
Following citizens of Pakistan can avail this facility.
All citizen of Pakistan having valid CNIC number.
The citizen of Pakistan who has age of 25 to 53 years.
The citizen of Pakistan who are not involved in any act of terrorism and their names are not included in schedule IV of ATA, 1997.
Only one application against one CNIC will be accepted.

 

Kashmir Avenue (FGEHA) Islamabad 1

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Frequently Asked Questions

Who is eligible for Phase III of registration?
All citizen of Pakistan having valid CNIC Number

What is the fee for registration?
No fee is required.

What is the cost of house/ apartment?
The cost of house/apartment varies with respect to its location

What are subsidy provided for this program?
The cost subsidy is PKR.300,000/- .

Will I get a house or apartment?
Its depends upon availability of location at the city of your choice.

What is age bracket to apply for registration?
The citizen of Pakistan having age of 25 to 53 years.

In what time frame when will I get a house/ Apartment?
As and when housing projects are completed at city of your choice.

What is the impact of declaring income details?
Exact income detail will help to determine the loan amount as well as cost of house to be offered.

Where can I opt for facility of Low Cost Housing Unit? Where?
Nearest to your permanent/ present address.

What if I don’t want to get a loan from a bank?
In case you do not opt bank facility you would have to deposit 100% payment house/apartment cost in related Bank account.

Can I get the amount of cost subsidy in cash?
No. Cost subsidy will be released in escrow account of leading Banks.

What are subsidy provided for this program?
The cost subsidy is PKR.300,000/- .

Can I opt for installment plan/ loan repayment tenure?
Yes.

Can I get a house or apartment?
Its depends upon availability in the city of your choice.

When can I sale the house/ apartment which is mortgage with the bank?
After 5 years.

What if I am not declared bankable?
Your application will be pended.