Mera Pakistan Mera Ghar Housing Scheme UBL – UBL Loan Scheme
BUILD YOUR DREAM HOUSE
UBL Ameen – Islamic Banking brings to you a cost-effective House Financing Scheme under the Shariah Compliant mode. Build your dream house in the land built on dreams, as we ascend hand-in-hand to a prosperous tomorrow.
The facility offers the following options to purchase your dream house:
Akhuwat Foundation Loan:Â Click Here
Get Loan with in 5 Min:Â Click Here
Kamyab Pakistan Program: Click Here
Eligibility Criteria
All Pakistani citizens holding valid CNIC
This scheme with subsidized rates is for first time home owner
An individual can avail this facility under the scheme only once
Purchase of Newly constructed affordable Housing Unit
Construction on already owned Land and purchase of Land and construction thereon
Key Qualification Criteria
Description Parameters
Age (Applicant & Co-applicant)
Minimum: 25 years
Maximum: 60 years at time of maturity of financing.
Net Monthly Income PKR 25,000 per month net disposable income
Co-Applicant Up to 4 co-applicants allowed with 100% income clubbing of co- applicants
Financing Cities All cities of Pakistan where United Bank Limited has it branch network
Employment / Business Tenor     Minimum 5 years
Security Requirement* The housing unit / apartment financed will be mortgaged in  favor of United Bank Limited (UBL Ameen) as per banks’ policy and SBP prudential regulations
Processing Charges
Type of Charges   Salaried   Businessmen
Processing Charges   PKR 5,000   PKR 5,000
FED on Processing Charges@ 13%**Â Â Â PKR 650Â Â Â PKR 650
Legal Report Charges   At Actual   At Actual
Property Valuation Charges   At Actual   At Actual
Minimum Documentation
Facility Application Form.
Click Here to download Form for Formal Business Person
Click Here to download Form for Formal Salaried Person
Click Here to download Form for In-Formal Income Person
CNIC copy of the applicant / co-applicant
Proof of income documents
Copies of property documents / details of property
Click Here for Undertaking and Mandatory document form
To view the list of required document, Click Here
Join Whatsapp Group Click Here
UBL AMEEN MERA PAKISTAN MERA GHAR – BUY YOUR DREAM HOUSE:
This facility is meant for the purchase of constructed housing unit/apartment.
UBL AMEEN MERA PAKISTAN MERA GHAR – BUILD YOUR DREAM HOUSE:
This facility is for customers who already own or intend to buy/purchase a piece of land and need financing to meet the construction cost.