Mera Pakistan Mera Ghar Housing Scheme UBL – UBL Loan Scheme 2021

Mera Pakistan Mera Ghar Housing Scheme UBL - UBL Loan Scheme 2021

Mera Pakistan Mera Ghar Housing Scheme UBL – UBL Loan Scheme 2021

 

BUILD YOUR DREAM HOUSE

UBL Ameen – Islamic Banking brings to you a cost-effective House Financing Scheme under the Shariah Compliant mode. Build your dream house in the land built on dreams, as we ascend hand-in-hand to a prosperous tomorrow.
The facility offers the following options to purchase your dream house:




Akhuwat Foundation Loan: Click Here


Get Loan with in 5 Min: Click Here

Kamyab Pakistan Program: Click Here



Eligibility Criteria

All Pakistani citizens holding valid CNIC
This scheme with subsidized rates is for first time home owner
An individual can avail this facility under the scheme only once
Purchase of Newly constructed affordable Housing Unit
Construction on already owned Land and purchase of Land and construction thereon




Key Qualification Criteria
Description                                     Parameters
Age (Applicant & Co-applicant)    Minimum: 25 years
Maximum:                                     60 years at time of maturity of                                                               financing.
Net Monthly Income                     PKR 25,000 per month net                                                                  disposable income
Co-Applicant                                Up to 4 co-applicants allowed with                                                       100% income clubbing of co-                                                              applicants
Financing Cities                            All cities of Pakistan where United                                                      Bank Limited has it branch network
Employment / Business Tenor       Minimum 5 years
Security Requirement*                  The housing unit / apartment                                                               financed will be mortgaged in                                                               favor of United Bank Limited                                                               (UBL Ameen) as per banks’                                                                policy and SBP prudential                                                                    regulations



Processing Charges
Type of Charges    Salaried    Businessmen
Processing Charges    PKR 5,000    PKR 5,000
FED on Processing Charges@ 13%**    PKR 650    PKR 650
Legal Report Charges    At Actual    At Actual
Property Valuation Charges    At Actual    At Actual


Minimum Documentation

Facility Application Form.
Click Here to download Form for Formal Business Person
Click Here to download Form for Formal Salaried Person
Click Here to download Form for In-Formal Income Person
CNIC copy of the applicant / co-applicant
Proof of income documents
Copies of property documents / details of property
Click Here for Undertaking and Mandatory document form
To view the list of required document, Click Here




Join Whatsapp Group Click Here

UBL AMEEN MERA PAKISTAN MERA GHAR – BUY YOUR DREAM HOUSE:
This facility is meant for the purchase of constructed housing unit/apartment.

UBL AMEEN MERA PAKISTAN MERA GHAR – BUILD YOUR DREAM HOUSE:
This facility is for customers who already own or intend to buy/purchase a piece of land and need financing to meet the construction cost.

 

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