Mera Pakistan Mera Ghar Housing Scheme HBL – HBL Car Loan – HBL Personal Loan – HBL Home Loan Naya Pakistan

Mera Pakistan Mera Ghar Housing Scheme HBL – HBL Car Loan – HBL Personal Loan – HBL Home Loan Naya Pakistan

HBL Mera Pakistan, Mera Ghar

Up to 20 years fixed rental
enabling you to get the house of your dreams

OVERVIEW

A housing scheme offered under the Shariah-compliant guidelines of Diminishing Musharakah mode of financing, offers you a convenient and affordable option to get the house of your dreams.

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FINANCING TYPES

Buy a Home: Purchase a constructed property through this facility.
Buy and Build a Home: Avail this facility if you want to buy a piece of land and subsequently construct a house.

Financing will be available for expansion/extension of existing housing unit provided the housing unit after expansion/extension falls with in the criteria specified under the facility. Financing for renovation of existing housing unit will not be allowed under the facility

Allowed Financing Cities: All cities of Pakistan where HBL Islamic Banking has a branch
Monthly Income: No Minimum or Maximum Income Requirement

Akhuwat Foundation Loan: Click Here

Get Loan with in 5 Min: Click Here

Kamyab Pakistan Program: Click Here

KEY FEATURES

Financing under Tier 1 is available through banks for financing under NAPHDA projects
Financing under Tier 2 and Tier 3 is available through banks for financing of housing units under non-NAPHDA projects

TENOR AND RATES

Financing tenure from 5 years to 20 years
SUBSIDIZED RATE    FIRST 5 YEARS    NEXT 5 YEARS    FOR PERIOD EXCEEDING 10 YEARS
Tier 1    3%    5%    1 yr KIBOR plus 2.5%
Tier 2    5%    7%    1 yr KIBOR plus 4%
Tier 3    7%    9%    1 yr KIBOR plus 4%

ELIGIBILITY CRITERIA

All men and women holding a valid CNIC
Applicants should not be owning a house
An individual can avail this Profit Subsidy Scheme only once

HOW TO APPLY

Please visit your nearest HBL Islamic branch to apply.​

HBL Loans Other Loan Type

HBL Mera Pakistan, Mera Ghar        Click Here
Loans Overview                               Click Here                       
HBL Personal Loan                           Click Here
HBL Car Loan                                   Click Here
HBL ReadyCash                                Click Here

CONTACT CENTRE

You can reach out to our respective helplines for any queries or assistance:

General Helpline: 111-111-425
Remittance Helpline: 111-555-425
Konnect Helpline: 111-425-111
Merchant Acquisition: 111-777-425
Ehsaas Kafaalat Program: 111-000-425
Mera Pakistan Mera Ghar Helpline: 033-77-786-786
For Pakistan, HBL’s Outbound Caller ID is 9041